ZIP 18407 Property Distress & Foreclosure Data

Lackawanna County, Pennsylvania's ZIP 18407 registers 22/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (76/100). The most distinctive pressure shows up in structural risk (50/100), construction/permit lag (34/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. Structural exposure scores 50 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 6.7% year on year, and 17% higher over three years, at 46/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 6,857 housing units across 18407. A median home runs $162,800 here, or 2.5 times local income. About 26% have a four-year degree. Households earn a median $57,261 — below the roughly $78,000 national figure. About 14,664 people live here, median age 42. Roughly 18.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 64% owner-occupied to 36% rented. On demographic stress specifically, 18407 scores 29/100. Vacancy runs 12.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 37% of tenant households.

Net-net, 18407 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.