ZIP 18444 Property Distress & Foreclosure Data

ZIP code 18444 in Lackawanna County, Pennsylvania carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (74/100)). On the structural side it scores 51/100, with 3/100 of stress already active. What sets it apart are the readings on structural risk (51/100), construction/permit lag (36/100), institutional ownership (22/100). On the quiet end sit institutional ownership (22/100) and mortgage stress (10/100).

The expansion-phase market in 18444 posted values that rose 6.6% over the year, and 24% higher over three years (phase confidence 45/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

85% of housing is owner-occupied. Around 53% of renters are cost-burdened. The vacancy rate is 10.0%. Around 33% of adults hold a bachelor's degree or higher. At $84,919, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 28/100. The poverty rate is 7.5%. The typical home is worth about $261,100 (2.9× income, relatively affordable). The ZIP holds roughly 5,916 housing units. Population is roughly 13,681 with a median age of 47.

Broadly, 18444 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.