ZIP 18505 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 18505 (Lackawanna County, Pennsylvania) at a low 24/100 for overall property distress. The pressure is most legible in structural risk (55/100), construction/permit lag (54/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Structurally it carries 55/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (76/100)).

The expansion-phase market in 18505 posted values that rose 7.4% over the year, and 33% higher over three years (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $52,599, median income runs below typical U.S. levels. A median home runs $156,700 here, or 2.7 times local income. The poverty rate is 19.8% — high, a tax-stress and distress correlate. About 26% have a four-year degree. Rent burden reaches 39% of tenant households. 55% of housing is owner-occupied. The vacancy rate is 14.7% — elevated. About 21,417 people live here, median age 39. The demographic-stress sub-score lands at 32/100. The ZIP holds roughly 9,992 housing units.

On the whole, 18505 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 18505 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 18505 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 18505 stays directly comparable to neighboring ZIPs and the rest of Lackawanna County, Pennsylvania. Where the public record is thin for 18505, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 18505 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For a buyer, 18505 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.