ZIP 18519 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 18519 in Lackawanna County, Pennsylvania comes in at 24, a low composite-distress reading. On the structural side it scores 55/100, with 2/100 of stress already active. The pressure is most legible in structural risk (55/100), construction/permit lag (54/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (76/100).

Prices here sit in a expansion phase: values rose 7.4% over the trailing year, and 32% higher over three years (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 2,658 housing units across 18519. Median household income is $58,061, below the U.S. median near $78,000. A median home runs $181,000 here, or 2.9 times local income. The demographic-stress sub-score lands at 30/100. Population is roughly 5,259 with a median age of 45. The vacancy rate is 8.8%. 14.4% of residents fall below the poverty threshold. Educational attainment sits at 26% bachelor's-or-above. Owners hold 61% of homes, renters 39%. Around 43% of renters are cost-burdened.

On balance 18519 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 18519 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 18519 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 18519 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 18519's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 18519 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.