ZIP 18403 Foreclosure, Tax-Lien & Distress Report
Lackawanna County, Pennsylvania · Distress market
ZIP 18403's composite property-distress score is 24/100 - DLRadar classes that as low for Lackawanna County, Pennsylvania. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (76/100)). The pressure is most legible in structural risk (55/100), construction/permit lag (54/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. The latent-versus-live split is 55/100 structural and 2/100 already moving.
The expansion-phase market in 18403 posted values that rose 7.4% over the year, and 34% higher over three years (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The tenure split is 76% owner-occupied to 24% rented. The poverty rate is 7.7%. Home values center near $223,900, an affordability ratio of 2.8× — accessible. The vacancy rate is 9.8%. The ZIP holds roughly 3,366 housing units. Around 52% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. At $76,401, median income runs near typical U.S. levels. 6,580 residents call 18403 home, typically aged 47. Educational attainment sits at 33% bachelor's-or-above.
On balance 18403 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 18403 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 18403's 24/100 can be lined up against any neighbor in Lackawanna County, Pennsylvania or any ZIP coast to coast. 18403 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
18403's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 18403 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 18403
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 18403 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Lackawanna County ZIP codes
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Lackawanna County, Pennsylvania.
See every distressed parcel in 18403
Pull every distressed parcel in 18403 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology