ZIP 18403 Property Distress & Foreclosure Data

ZIP code 18403 in Lackawanna County, Pennsylvania carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (76/100). What sets it apart are the readings on structural risk (50/100), construction/permit lag (33/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Structural exposure scores 50 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.8% over the trailing year, and 34% higher over three years, at 46/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 76% of homes, renters 24%. 7.7% of residents fall below the poverty threshold. Home values center near $223,900, an affordability ratio of 2.8× — accessible. Vacancy runs 9.8%. There are about 3,366 housing units across 18403. Rent burden reaches 52% of tenant households. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $76,401, near the U.S. median near $78,000. 6,580 residents call 18403 home, typically aged 47. Educational attainment sits at 33% bachelor's-or-above.

Overall, 18403 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.