ZIP 18508 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 18508 (Lackawanna County, Pennsylvania) returns a low composite of 24/100. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (76/100)). The most distinctive pressure shows up in structural risk (55/100), construction/permit lag (54/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. On the structural side it scores 55/100, with 2/100 of stress already active.

The market reads expansion — home values rose 7.4% year on year, and 34% higher over three years, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

11,347 residents call 18508 home, typically aged 39. Home values center near $145,400, an affordability ratio of 2.7× — accessible. 50% of housing is owner-occupied. Rent burden reaches 47% of tenant households. Vacancy runs 15.2%, above the national norm and a classic distress-and-opportunity signal. Roughly 26.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. At $44,706, median income runs below typical U.S. levels. There are about 5,547 housing units across 18508. The demographic-stress sub-score lands at 36/100. Educational attainment sits at 18% bachelor's-or-above.

On the whole, 18508 leans distressed, with opportunity clustered in specific stressed parcels. 18508 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 18508 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 18508 stays directly comparable to neighboring ZIPs and the rest of Lackawanna County, Pennsylvania. 18508 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

18508's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 18508 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.