ZIP 18517 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 18517 (Lackawanna County, Pennsylvania) returns a low composite of 25/100. Structural exposure scores 57 and live distress 2 on the 0–100 scale. The pressure is most legible in construction/permit lag (62/100), structural risk (57/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (77/100).

Prices here sit in a expansion phase: values rose 7.4% over the trailing year, and 19% higher over three years (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 74% owner-occupied to 26% rented. A median home runs $190,100 here, or 2.5 times local income. 9.6% of residents fall below the poverty threshold. Vacancy runs 8.4%. Population is roughly 5,192 with a median age of 42. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 22% bachelor's-or-above. Rent burden reaches 41% of tenant households. There are about 2,013 housing units across 18517. Households earn a median $70,996 — near the roughly $78,000 national figure.

Overall, 18517 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 18517 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 18517 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 18517 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 25/100 for 18517 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 18517 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.