ZIP 18507 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 18507 (Lackawanna County, Pennsylvania) returns a low composite of 24/100. What sets it apart are the readings on structural risk (55/100), construction/permit lag (54/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). On the structural side it scores 55/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (76/100).

The expansion-phase market in 18507 posted values that rose 7.4% over the year, and 10% higher over three years (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 7.6%. Around 43% of renters are cost-burdened. Households earn a median $73,958 — near the roughly $78,000 national figure. About 37% have a four-year degree. The vacancy rate is 9.0%. The ZIP holds roughly 2,445 housing units. 63% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. About 5,403 people live here, median age 38. Home values center near $266,700, an affordability ratio of 3.3× — accessible.

On balance 18507 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 18507 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 18507 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 18507 stays directly comparable to neighboring ZIPs and the rest of Lackawanna County, Pennsylvania. The score is rebuilt from public data as it updates, so 18507 reflects the current record instead of a stale or modeled snapshot.

Behind 18507's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 18507 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.