ZIP 18424 Foreclosure, Tax-Lien & Distress Report

In Lackawanna County, Pennsylvania, ZIP 18424 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (56/100), institutional ownership (22/100). On the quiet end sit institutional ownership (22/100) and mortgage stress (11/100). Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (71/100). Structural exposure scores 56 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 6.6% year on year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 32/100. Roughly 11.8% live below the poverty line. Rent burden reaches 35% of tenant households. Population is roughly 5,076 with a median age of 48. The vacancy rate is 49.5% — elevated. The typical home is worth about $195,500 (3.1× income, relatively affordable). Around 22% of adults hold a bachelor's degree or higher. Owners hold 88% of homes, renters 12%. At $62,192, median income runs below typical U.S. levels. There are about 3,976 housing units across 18424.

Taken together, 18424 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 18424 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 18424 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Lackawanna County, Pennsylvania and the nation. Where the record is thin for 18424, the field stays empty rather than modeled, and fills in as new documents post.

18424's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 18424 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.