ZIP 18466 Foreclosure, Tax-Lien & Distress Report

Monroe County, Pennsylvania's ZIP 18466 registers 24/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (58/100), structural risk (53/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (11/100). Structurally it carries 53/100, against 3/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (67/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $77,508 — near the roughly $78,000 national figure. The tenure split is 76% owner-occupied to 24% rented. About 17,997 people live here, median age 40. Rent burden reaches 64% of tenant households. The demographic-stress sub-score lands at 35/100. The ZIP holds roughly 8,081 housing units. Roughly 20.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $208,000 here, or 2.3 times local income. Around 24% of adults hold a bachelor's degree or higher. The vacancy rate is 24.4% — elevated.

Net-net, 18466 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 18466 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 18466 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 18466, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 18466's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 18466 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.