ZIP 18321 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 18321 (Monroe County, Pennsylvania) lands at 24/100 — low on DLRadar's public-record scoring. Leading the profile are construction/permit lag (58/100), structural risk (53/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (10/100) register low. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (67/100)). Structural exposure scores 53 and live distress 3 on the 0–100 scale.

The peak-phase market in 18321 posted values that rose 4.2% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

87% of housing is owner-occupied. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. At $98,594, median income runs above typical U.S. levels. Rent burden reaches 82% of tenant households. The vacancy rate is 11.0%. About 21% have a four-year degree. DLRadar's demographic-stress index for the area reads 31/100. 1,746 residents call 18321 home, typically aged 52. There are about 710 housing units across 18321. A median home runs $242,100 here, or 2.0 times local income.

Broadly, 18321 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 18321 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 18321 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 18321 can be compared directly against any other ZIP in Monroe County, Pennsylvania or nationwide. The score is rebuilt from public data as it updates, so 18321 reflects the current record instead of a stale or modeled snapshot.

Each component behind 18321 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Practically, 18321 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.