ZIP 18321 Property Distress & Foreclosure Data

Monroe County, Pennsylvania's ZIP 18321 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (56/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (10/100). Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (68/100)). The latent-versus-live split is 56/100 structural and 3/100 already moving.

The expansion-phase market in 18321 posted values that rose 5.5% over the year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

87% of housing is owner-occupied. The poverty rate is 7.2% — low. At $98,594, median income runs above typical U.S. levels. Around 82% of renters are cost-burdened. The vacancy rate is 11.0%. Around 21% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 31/100. Population is roughly 1,746 with a median age of 52. The ZIP holds roughly 710 housing units. The typical home is worth about $242,100 (2.0× income, relatively affordable).

On balance 18321 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.