ZIP 18344 Foreclosure, Tax-Lien & Distress Report

ZIP code 18344 in Monroe County, Pennsylvania carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. The split runs 47/100 structural to 3/100 active on the ground. Leading the profile are structural risk (47/100), construction/permit lag (34/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (10/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (85/100), flood (NFIP) exposure (65/100).

The market reads peak — home values rose 4.2% year on year, and 39% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

66% of housing is owner-occupied. Vacancy runs 10.4%. About 3,472 people live here, median age 48. Households earn a median $85,215 — near the roughly $78,000 national figure. Home values center near $250,000, an affordability ratio of 2.0× — accessible. Around 26% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 29/100. There are about 1,477 housing units across 18344. Rent burden reaches 61% of tenant households. 7.9% of residents fall below the poverty threshold.

Broadly, 18344 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 18344 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 18344 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 18344 stays directly comparable to neighboring ZIPs and the rest of Monroe County, Pennsylvania. Where the record is thin for 18344, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 figure for 18344 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 18344 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.