ZIP 18322 Property Distress & Foreclosure Data

ZIP code 18322 in Monroe County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 56 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (85/100), flood (NFIP) exposure (68/100). What sets it apart are the readings on construction/permit lag (70/100), structural risk (56/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (10/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 87% of homes, renters 13%. DLRadar's demographic-stress index for the area reads 22/100. Home values center near $294,000, an affordability ratio of 2.5× — accessible. Median household income is $108,642, above the U.S. median near $78,000. 2,821 residents call 18322 home, typically aged 47. There are about 905 housing units across 18322. 2.5% of residents fall below the poverty threshold. Rent burden reaches 26% of tenant households. Vacancy runs 5.6%. Educational attainment sits at 26% bachelor's-or-above.

Overall, 18322 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.