ZIP 18326 Foreclosure, Tax-Lien & Distress Report

Monroe County, Pennsylvania's ZIP 18326 registers 21/100 composite distress, which DLRadar reads as low. Structurally it carries 47/100, against 3/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (63/100). Its heaviest discrete signals: structural risk (47/100), construction/permit lag (35/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (10/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 39% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 85% of homes, renters 15%. Home values center near $285,300, an affordability ratio of 3.2× — accessible. There are about 2,028 housing units across 18326. On demographic stress specifically, 18326 scores 28/100. About 3,574 people live here, median age 45. Around 22% of adults hold a bachelor's degree or higher. The vacancy rate is 29.4% — elevated. Median household income is $76,827, near the U.S. median near $78,000. Roughly 9.2% live below the poverty line. Around 26% of renters are cost-burdened.

On the whole, 18326 leans distressed, with opportunity clustered in specific stressed parcels. 18326 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 18326 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 18326 can be compared directly against any other ZIP in Monroe County, Pennsylvania or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 18326 shows blanks, not estimates, wherever the record is sparse.

The 21/100 for 18326 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 18326 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.