ZIP 18428 Foreclosure, Tax-Lien & Distress Report

Pike County, Pennsylvania's ZIP 18428 registers 20/100 composite distress, which DLRadar reads as low. Its standout signals are construction/permit lag (77/100), structural risk (44/100), mortgage stress (13/100). By contrast, mortgage stress (13/100) and institutional ownership (13/100) register low. Latent structural risk is 44/100 while live distress already moving reads 4/100. Climate and flood risk are elevated too — climate & FEMA risk (64/100).

The market reads peak — home values rose 4.4% year on year, and 25% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $75,463, median income runs near typical U.S. levels. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 9,556 housing units. Around 40% of renters are cost-burdened. The tenure split is 82% owner-occupied to 18% rented. The vacancy rate is 44.1% — elevated. About 30% have a four-year degree. About 12,446 people live here, median age 53. On demographic stress specifically, 18428 scores 31/100. A median home runs $293,800 here, or 3.5 times local income.

Taken together, 18428 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 18428 at the moment; the composite and its components are still built from verifiable records.

Whether 18428 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 18428 can be compared directly against any other ZIP in Pike County, Pennsylvania or nationwide. Nothing here is interpolated — where a source is thin for 18428, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 18428 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 18428 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.