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ZIP 18454 Foreclosure, Tax-Lien & Distress Report

Wayne County, Pennsylvania · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 18454 in Wayne County, Pennsylvania comes in at 27, a low composite-distress reading. On the structural side it scores 60/100, with 8/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (65/100). Property-level stress concentrates in construction/permit lag (73/100), structural risk (60/100), institutional ownership (48/100). By contrast, mortgage stress (25/100) register low.

The market reads expansion — home values rose 5.1% year on year (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 80 with a median age of 70. The ZIP holds roughly 166 housing units. Vacancy runs 61.6%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $83,125 — near the roughly $78,000 national figure. Home values center near $335,700, an affordability ratio of 4.1×. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 95% owner-occupied to 5% rented. Rent burden reaches 0% of tenant households. Around 14% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 28/100.

Net-net, 18454 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 18454 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 18454 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 18454 shows blanks, not estimates, wherever the record is sparse.

Behind 18454's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 18454 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

27/100
Composite stress
60/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 18454

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk56
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 18454 Stress Report snapshot

18454 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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