ZIP 18439 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 18439 (Wayne County, Pennsylvania) returns a low composite of 27/100. Environmental exposure also runs high (FEMA disaster exposure (65/100)). The split runs 60/100 structural to 8/100 active on the ground. Leading the profile are construction/permit lag (73/100), structural risk (60/100), institutional ownership (48/100). mortgage stress (25/100) stay muted.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $68,906, median income runs near typical U.S. levels. The poverty rate is 14.6%. There are about 399 housing units across 18439. Around 57% of renters are cost-burdened. The vacancy rate is 52.4% — elevated. About 25% have a four-year degree. The typical home is worth about $227,800 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 36/100. Owners hold 91% of homes, renters 9%. Population is roughly 418 with a median age of 54.

On the whole, 18439 leans distressed, with opportunity clustered in specific stressed parcels. While 18439 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 18439 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 18439 can be compared directly against any other ZIP in Wayne County, Pennsylvania or nationwide. Where the public record is thin for 18439, the field stays empty rather than modeled, and fills in as new documents post.

The 27/100 figure for 18439 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 18439 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.