ZIP 18460 Foreclosure, Tax-Lien & Distress Report

In Wayne County, Pennsylvania, ZIP 18460 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in construction/permit lag (73/100), structural risk (60/100), institutional ownership (48/100). On the quiet end sit mortgage stress (25/100). The latent-versus-live split is 60/100 structural and 8/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (65/100).

The market reads expansion — home values rose 5.1% year on year (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $53,333, below the U.S. median near $78,000. The ZIP holds roughly 87 housing units. Around 10% of adults hold a bachelor's degree or higher. Population is roughly 141 with a median age of 57. 9.2% of residents fall below the poverty threshold. The typical home is worth about $236,400 (3.6× income, relatively affordable). The vacancy rate is 37.9% — elevated. The demographic-stress sub-score lands at 31/100. Rent burden reaches 18% of tenant households. The tenure split is 73% owner-occupied to 27% rented.

Net-net, 18460 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 18460 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 18460 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 18460 shows blanks, not estimates, wherever the record is sparse.

The 27/100 for 18460 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 18460 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.