ZIP 18431 Property Distress & Foreclosure Data

In Wayne County, Pennsylvania, ZIP 18431 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (61/100), structural risk (58/100), institutional ownership (52/100). By contrast, mortgage stress (25/100) register low. The latent-versus-live split is 58/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100).

The market reads expansion — home values rose 5.1% year on year, and 15% higher over three years (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

On demographic stress specifically, 18431 scores 33/100. A median home runs $230,200 here, or 4.0 times local income. Around 41% of renters are cost-burdened. About 24% have a four-year degree. The vacancy rate is 13.1% — elevated. The tenure split is 74% owner-occupied to 26% rented. Roughly 15.5% live below the poverty line. About 12,576 people live here, median age 46. Households earn a median $55,323 — below the roughly $78,000 national figure. The ZIP holds roughly 6,394 housing units.

Net-net, 18431 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.