ZIP 18431 Foreclosure, Tax-Lien & Distress Report

ZIP 18431's composite property-distress score is 27/100 - DLRadar classes that as low for Wayne County, Pennsylvania. Its heaviest discrete signals: construction/permit lag (73/100), structural risk (60/100), institutional ownership (48/100). On the quiet end sit mortgage stress (25/100). Structural risk reads 60/100 against active distress of 8/100. Environmental exposure also runs high (FEMA disaster exposure (65/100)).

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 15% higher over three years (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 33/100. A median home runs $230,200 here, or 4.0 times local income. Around 41% of renters are cost-burdened. Around 24% of adults hold a bachelor's degree or higher. Vacancy runs 13.1%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 74% owner-occupied to 26% rented. 15.5% of residents fall below the poverty threshold. About 12,576 people live here, median age 46. Median household income is $55,323, below the U.S. median near $78,000. The ZIP holds roughly 6,394 housing units.

Taken together, 18431 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 18431 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 18431's 27/100 can be lined up against any neighbor in Wayne County, Pennsylvania or any ZIP coast to coast. 18431 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 27/100 figure for 18431 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 18431 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.