ZIP 18438 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 18438 (Wayne County, Pennsylvania) lands at 27/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (FEMA disaster exposure (65/100)). Its standout signals are construction/permit lag (73/100), structural risk (60/100), institutional ownership (48/100). By contrast, mortgage stress (25/100) register low. The latent-versus-live split is 60/100 structural and 8/100 already moving.

The expansion-phase market in 18438 posted values that rose 5.1% over the year (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 93% of homes, renters 7%. Home values center near $392,500, an affordability ratio of 5.9×. The demographic-stress sub-score lands at 32/100. Around 38% of adults hold a bachelor's degree or higher. 1,474 residents call 18438 home, typically aged 62. Vacancy runs 53.2%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,557 housing units. Roughly 8.1% live below the poverty line. Median household income is $59,808, below the U.S. median near $78,000. Around 0% of renters are cost-burdened.

Taken together, 18438 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 18438 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 18438 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 18438 stays directly comparable to neighboring ZIPs and the rest of Wayne County, Pennsylvania. Sparse data for 18438 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 18438 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. For an operator, 18438 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.