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ZIP 18438 Foreclosure, Tax-Lien & Distress Report

Wayne County, Pennsylvania · High Vacancy market

Composite property distress in 18438 (Wayne County, Pennsylvania) lands at 25/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (FEMA disaster exposure (60/100)). Its standout signals are construction/permit lag (66/100), structural risk (56/100), institutional ownership (44/100). By contrast, mortgage stress (25/100) register low. The latent-versus-live split is 56/100 structural and 8/100 already moving.

The expansion-phase market in 18438 posted values that rose 5.1% over the year (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 93% of homes, renters 7%. Home values center near $392,500, an affordability ratio of 5.9×. The demographic-stress sub-score lands at 32/100. Around 38% of adults hold a bachelor's degree or higher. 1,474 residents call 18438 home, typically aged 62. Vacancy runs 53.2%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,557 housing units. Roughly 8.1% live below the poverty line. Median household income is $59,808, below the U.S. median near $78,000. Around 0% of renters are cost-burdened.

Taken together, 18438 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 18438 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 18438 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 18438 stays directly comparable to neighboring ZIPs and the rest of Wayne County, Pennsylvania. Sparse data for 18438 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 18438 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 18438 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

25/100
Composite stress
56/100
Structural risk
8/100
Distress activity

ZIP 18438 distress signals, scored

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk56
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

18438 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 18438, the same set carried on every parcel.

Loading ZIP 18438 stress data…

Neighbouring ZIPs in Wayne County

Nearest ZIP codes to 18438

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Keep going: ZIP, county and state distress coverage for Wayne County, Pennsylvania.

Open the complete 18438 acquisition file

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Built from public records, scored the same way everywhere · methodology

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