ZIP 18847 Foreclosure, Tax-Lien & Distress Report

ZIP code 18847 in Susquehanna County, Pennsylvania carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 62/100 structural and 8/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (70/100), FEMA disaster exposure (65/100)). What sets it apart are the readings on construction/permit lag (73/100), structural risk (62/100), institutional ownership (52/100). On the quiet end sit mortgage stress (25/100).

The market reads expansion — home values rose 5.1% year on year (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

5,082 residents call 18847 home, typically aged 43. DLRadar's demographic-stress index for the area reads 30/100. Home values center near $155,700, an affordability ratio of 2.8× — accessible. 75% of housing is owner-occupied. Vacancy runs 28.9%, above the national norm and a classic distress-and-opportunity signal. 14.5% of residents fall below the poverty threshold. Median household income is $56,217, below the U.S. median near $78,000. There are about 2,801 housing units across 18847. Around 32% of renters are cost-burdened. Around 17% of adults hold a bachelor's degree or higher.

Net-net, 18847 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 18847 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 18847's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 18847 shows as blanks, never estimates, and the score updates on every fresh public filing.

18847's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 18847 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.