ZIP 18446 Property Distress & Foreclosure Data

DLRadar grades ZIP 18446 (Susquehanna County, Pennsylvania) at a low 26/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), FEMA disaster exposure (67/100). The latent-versus-live split is 59/100 structural and 7/100 already moving. Property-level stress concentrates in structural risk (59/100), construction/permit lag (55/100), institutional ownership (53/100). By contrast, mortgage stress (23/100) register low.

The market reads expansion — home values rose 5.9% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 18% have a four-year degree. Around 57% of renters are cost-burdened. Roughly 11.1% live below the poverty line. About 3,208 people live here, median age 47. The vacancy rate is 19.9% — elevated. A median home runs $206,400 here, or 3.1 times local income. Households earn a median $64,868 — below the roughly $78,000 national figure. The ZIP holds roughly 1,692 housing units. On demographic stress specifically, 18446 scores 32/100. The tenure split is 82% owner-occupied to 18% rented.

Net-net, 18446 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.