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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 18446 Foreclosure, Tax-Lien & Distress Report

Susquehanna County, Pennsylvania · High Vacancy market

Susquehanna County, Pennsylvania's ZIP 18446 registers 25/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (74/100), FEMA disaster exposure (60/100)). The latent-versus-live split is 58/100 structural and 7/100 already moving. Its standout signals are structural risk (58/100), construction/permit lag (56/100), institutional ownership (49/100). On the quiet end sit mortgage stress (23/100).

The expansion-phase market in 18446 posted values that rose 6.1% over the year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 18% have a four-year degree. Rent burden reaches 57% of tenant households. 11.1% of residents fall below the poverty threshold. About 3,208 people live here, median age 47. Vacancy runs 19.9%, above the national norm and a classic distress-and-opportunity signal. A median home runs $206,400 here, or 3.1 times local income. Median household income is $64,868, below the U.S. median near $78,000. The ZIP holds roughly 1,692 housing units. On demographic stress specifically, 18446 scores 32/100. The tenure split is 82% owner-occupied to 18% rented.

Taken together, 18446 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 18446 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 18446 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Susquehanna County, Pennsylvania and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 18446 shows blanks, not estimates, wherever the record is sparse.

18446's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 18446 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

25/100
Composite stress
58/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 18446

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk55
Another 9 scored dimensions sit behind 18446

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 18446 by the numbers

18446 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Neighbouring ZIPs in Susquehanna County

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Every distressed parcel in 18446 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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