ZIP 18844 Foreclosure, Tax-Lien & Distress Report

ZIP code 18844 in Susquehanna County, Pennsylvania carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are construction/permit lag (72/100), structural risk (63/100), institutional ownership (53/100). By contrast, mortgage stress (25/100) register low. Structural risk reads 63/100 against active distress of 8/100. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), FEMA disaster exposure (65/100).

The market reads expansion — home values rose 5.1% year on year (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $91,667, above the U.S. median near $78,000. Around 22% of renters are cost-burdened. 1,467 residents call 18844 home, typically aged 46. Educational attainment sits at 28% bachelor's-or-above. 1.6% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 23/100. Home values center near $246,300, an affordability ratio of 2.7× — accessible. The ZIP holds roughly 638 housing units. The vacancy rate is 20.4% — elevated. 90% of housing is owner-occupied.

On the whole, 18844 leans distressed, with opportunity clustered in specific stressed parcels. While 18844 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 18844 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Susquehanna County, Pennsylvania and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 18844 shows blanks, not estimates, wherever the record is sparse.

18844's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 18844 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.