ZIP 18818 Foreclosure, Tax-Lien & Distress Report

Susquehanna County, Pennsylvania's ZIP 18818 registers 27/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), FEMA disaster exposure (62/100). Its standout signals are construction/permit lag (73/100), structural risk (62/100), institutional ownership (49/100). mortgage stress (25/100) stay muted. The latent-versus-live split is 62/100 structural and 8/100 already moving.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $240,400, an affordability ratio of 3.8× — accessible. Roughly 13.7% live below the poverty line. 75% of housing is owner-occupied. On demographic stress specifically, 18818 scores 33/100. Population is roughly 1,259 with a median age of 49. Vacancy runs 24.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 33% of tenant households. There are about 694 housing units across 18818. Households earn a median $61,397 — below the roughly $78,000 national figure. Educational attainment sits at 15% bachelor's-or-above.

Net-net, 18818 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 18818 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 18818 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 18818 shows blanks, not estimates, wherever the record is sparse.

18818's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 18818 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.