ZIP 18824 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 18824 (Susquehanna County, Pennsylvania) at a low 28/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), FEMA disaster exposure (65/100). On the structural side it scores 63/100, with 8/100 of stress already active. Leading the profile are construction/permit lag (72/100), structural risk (63/100), institutional ownership (53/100). By contrast, mortgage stress (25/100) register low.

The market reads expansion — home values rose 5.1% year on year, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Rent burden reaches 46% of tenant households. On demographic stress specifically, 18824 scores 27/100. 7.2% of residents fall below the poverty threshold. The vacancy rate is 24.0% — elevated. Median household income is $76,250, near the U.S. median near $78,000. 86% of housing is owner-occupied. Around 27% of adults hold a bachelor's degree or higher. 1,342 residents call 18824 home, typically aged 51. There are about 713 housing units across 18824. The typical home is worth about $173,600 (2.3× income, relatively affordable).

On the whole, 18824 leans distressed, with opportunity clustered in specific stressed parcels. While 18824 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 18824 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 18824 can be compared directly against any other ZIP in Susquehanna County, Pennsylvania or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 18824 shows blanks, not estimates, wherever the record is sparse.

Each component behind 18824 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. For a buyer, 18824 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.