ZIP 18826 Foreclosure, Tax-Lien & Distress Report

Susquehanna County, Pennsylvania's ZIP 18826 registers 28/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), FEMA disaster exposure (65/100). Structural risk reads 63/100 against active distress of 8/100. The pressure is most legible in construction/permit lag (72/100), structural risk (63/100), institutional ownership (53/100). mortgage stress (25/100) stay muted.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Roughly 8.1% live below the poverty line. DLRadar's demographic-stress index for the area reads 29/100. The ZIP holds roughly 910 housing units. Educational attainment sits at 24% bachelor's-or-above. Households earn a median $87,188 — near the roughly $78,000 national figure. Population is roughly 1,412 with a median age of 49. Around 44% of renters are cost-burdened. The typical home is worth about $267,800 (2.8× income, relatively affordable). The tenure split is 90% owner-occupied to 10% rented. The vacancy rate is 31.6% — elevated.

Net-net, 18826 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 18826 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 18826 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 18826, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 18826 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. For an operator, 18826 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.