ZIP 18834 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 18834 (Susquehanna County, Pennsylvania) returns a low composite of 28/100. The split runs 63/100 structural to 8/100 active on the ground. Its heaviest discrete signals: construction/permit lag (72/100), structural risk (63/100), institutional ownership (53/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), FEMA disaster exposure (65/100).

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, at 42/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

74% of housing is owner-occupied. The demographic-stress sub-score lands at 33/100. About 3,272 people live here, median age 50. The ZIP holds roughly 1,989 housing units. Home values center near $219,000, an affordability ratio of 2.9× — accessible. Vacancy runs 33.6%, above the national norm and a classic distress-and-opportunity signal. Median household income is $69,000, near the U.S. median near $78,000. 11.3% of residents fall below the poverty threshold. Around 13% of adults hold a bachelor's degree or higher. Rent burden reaches 47% of tenant households.

Net-net, 18834 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 18834's 28/100 can be lined up against any neighbor in Susquehanna County, Pennsylvania or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 18834, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 18834's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 18834 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.