ZIP 18816 Property Distress & Foreclosure Data

Composite property distress in 18816 (Susquehanna County, Pennsylvania) lands at 27/100 — low on DLRadar's public-record scoring. Structural risk reads 60/100 against active distress of 8/100. Environmental exposure also runs high (flood (NFIP) exposure (74/100), FEMA disaster exposure (73/100)). The sharpest non-environmental signals are structural risk (60/100), construction/permit lag (58/100), institutional ownership (56/100). On the quiet end sit mortgage stress (25/100).

The expansion-phase market in 18816 posted values that rose 5.1% over the year, at 41/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

66% of housing is owner-occupied. At $98,214, median income runs above typical U.S. levels. The typical home is worth about $187,500 (1.7× income, relatively affordable). There are about 54 housing units across 18816. Vacancy runs 20.8%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 1.9% — low. Population is roughly 107 with a median age of 39. The demographic-stress sub-score lands at 33/100. Rent burden reaches 100% of tenant households. Around 40% of adults hold a bachelor's degree or higher.

On the whole, 18816 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.