ZIP 18816 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 18816 (Susquehanna County, Pennsylvania) lands at 28/100 — low on DLRadar's public-record scoring. Latent structural risk is 63/100 while live distress already moving reads 8/100. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), FEMA disaster exposure (65/100). Leading the profile are construction/permit lag (72/100), structural risk (63/100), institutional ownership (53/100). mortgage stress (25/100) stay muted.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, at 42/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 66% owner-occupied to 34% rented. Median household income is $98,214, above the U.S. median near $78,000. The typical home is worth about $187,500 (1.7× income, relatively affordable). There are about 54 housing units across 18816. The vacancy rate is 20.8% — elevated. The poverty rate is 1.9% — low. Population is roughly 107 with a median age of 39. On demographic stress specifically, 18816 scores 33/100. Around 100% of renters are cost-burdened. Around 40% of adults hold a bachelor's degree or higher.

Taken together, 18816 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 18816 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 18816's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 18816 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 28/100 figure for 18816 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 18816 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.