ZIP 18821 Property Distress & Foreclosure Data

Susquehanna County, Pennsylvania's ZIP 18821 registers 27/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), FEMA disaster exposure (73/100). The most distinctive pressure shows up in structural risk (60/100), construction/permit lag (58/100), institutional ownership (56/100). By contrast, mortgage stress (25/100) register low. Structural exposure scores 60 and live distress 8 on the 0–100 scale.

The market reads expansion — home values rose 5.1% year on year, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 507 housing units across 18821. On demographic stress specifically, 18821 scores 25/100. A median home runs $171,800 here, or 2.8 times local income. About 18% have a four-year degree. The tenure split is 73% owner-occupied to 27% rented. Vacancy runs 8.0%. Rent burden reaches 21% of tenant households. Households earn a median $59,545 — below the roughly $78,000 national figure. About 1,046 people live here, median age 48. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 18821 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.