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ZIP 18821 Foreclosure, Tax-Lien & Distress Report

Susquehanna County, Pennsylvania · Affordable market

Composite property distress in 18821 (Susquehanna County, Pennsylvania) lands at 28/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), FEMA disaster exposure (65/100). The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (63/100), institutional ownership (53/100). On the quiet end sit mortgage stress (25/100). Structural risk reads 63/100 against active distress of 8/100.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 507 housing units. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $171,800, an affordability ratio of 2.8× — accessible. Around 18% of adults hold a bachelor's degree or higher. 73% of housing is owner-occupied. Vacancy runs 8.0%. Around 21% of renters are cost-burdened. Households earn a median $59,545 — below the roughly $78,000 national figure. About 1,046 people live here, median age 48. The poverty rate is 6.9% — low.

On balance 18821 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 18821 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 18821's 28/100 can be lined up against any neighbor in Susquehanna County, Pennsylvania or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 18821 reflects the current record instead of a stale or modeled snapshot.

Behind 18821's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 18821 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

28/100
Composite stress
63/100
Structural risk
8/100
Distress activity

What is driving ZIP 18821’s distress

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk55
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 18821 Stress Report snapshot

18821 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Susquehanna County ZIPs near 18821

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