ZIP 18829 Foreclosure, Tax-Lien & Distress Report

In Bradford County, Pennsylvania, ZIP 18829 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 34/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (44/100), structural risk (34/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (4/100). Environmental exposure also runs high (climate & FEMA risk (74/100)).

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $219,700 (2.6× income, relatively affordable). The ZIP holds roughly 429 housing units. Vacancy runs 27.7%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 18829 scores 24/100. 85% of housing is owner-occupied. About 16% have a four-year degree. 708 residents call 18829 home, typically aged 53. At $81,792, median income runs near typical U.S. levels. The poverty rate is 4.7% — low. Around 14% of renters are cost-burdened.

On the whole, 18829 leans distressed, with opportunity clustered in specific stressed parcels. While 18829 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 18829 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Bradford County, Pennsylvania and the nation. Nothing here is interpolated — where a source is thin for 18829, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 16/100 for 18829 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 18829 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.