ZIP 18845 Property Distress & Foreclosure Data

ZIP code 18845 in Bradford County, Pennsylvania carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 34/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (74/100). What sets it apart are the readings on construction/permit lag (44/100), structural risk (34/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.5% year on year, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 528 people live here, median age 51. A median home runs $203,700 here, or 3.6 times local income. There are about 201 housing units across 18845. Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 50% of tenant households. Households earn a median $55,250 — below the roughly $78,000 national figure. About 12% have a four-year degree. On demographic stress specifically, 18845 scores 38/100. The tenure split is 87% owner-occupied to 13% rented. Roughly 33.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 18845 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.