ZIP 18837 Property Distress & Foreclosure Data

In Bradford County, Pennsylvania, ZIP 18837 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (44/100), structural risk (34/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (74/100)). On the structural side it scores 34/100, with 1/100 of stress already active.

The expansion-phase market in 18837 posted values that rose 5.5% over the year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $67,500, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 26/100. The ZIP holds roughly 1,267 housing units. Around 18% of adults hold a bachelor's degree or higher. Around 15% of renters are cost-burdened. Population is roughly 2,710 with a median age of 39. The poverty rate is 12.3%. The typical home is worth about $188,100 (2.6× income, relatively affordable). The vacancy rate is 18.9% — elevated. 76% of housing is owner-occupied.

On the whole, 18837 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.