ZIP 18846 Property Distress & Foreclosure Data

In Bradford County, Pennsylvania, ZIP 18846 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (44/100), structural risk (34/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). The latent-versus-live split is 34/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (74/100)).

The expansion-phase market in 18846 posted values that rose 5.5% over the year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $270,500 (2.8× income, relatively affordable). 89% of housing is owner-occupied. At $84,792, median income runs near typical U.S. levels. Around 14% of renters are cost-burdened. The poverty rate is 8.4%. The vacancy rate is 28.3% — elevated. The demographic-stress sub-score lands at 25/100. Population is roughly 760 with a median age of 52. Around 21% of adults hold a bachelor's degree or higher. The ZIP holds roughly 410 housing units.

On the whole, 18846 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.