ZIP 18846 Foreclosure, Tax-Lien & Distress Report
Bradford County, Pennsylvania · High Vacancy market
DLRadar grades ZIP 18846 (Bradford County, Pennsylvania) at a low 16/100 for overall property distress. Its standout signals are construction/permit lag (43/100), structural risk (34/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural exposure scores 34 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (74/100).
The peak-phase market in 18846 posted values that rose 4.2% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $270,500, an affordability ratio of 2.8× — accessible. 89% of housing is owner-occupied. Median household income is $84,792, near the U.S. median near $78,000. Rent burden reaches 14% of tenant households. Roughly 8.4% live below the poverty line. Vacancy runs 28.3%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 18846 scores 25/100. Population is roughly 760 with a median age of 52. Around 21% of adults hold a bachelor's degree or higher. The ZIP holds roughly 410 housing units.
Taken together, 18846 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 18846 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 18846 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Bradford County, Pennsylvania and the nation. Sparse data for 18846 shows as blanks, never estimates, and the score updates on every fresh public filing.
18846's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 18846 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 18846 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 18846 distress snapshot
The live 18846 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Bradford County
Explore related distress reports
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The complete 18846 distress and acquisition report
Get every distressed property in 18846 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
No modelling: every input is a public record · methodology