ZIP 18614 Property Distress & Foreclosure Data

Sullivan County, Pennsylvania's ZIP 18614 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100), FEMA disaster exposure (72/100). The most distinctive pressure shows up in institutional ownership (56/100), structural risk (47/100), construction/permit lag (45/100). By contrast, mortgage stress (27/100) register low. Structural risk reads 47/100 against active distress of 8/100.

The market reads expansion — home values rose 5.5% year on year, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,987 people live here, median age 56. The tenure split is 79% owner-occupied to 21% rented. Households earn a median $57,900 — below the roughly $78,000 national figure. Rent burden reaches 44% of tenant households. A median home runs $190,000 here, or 3.2 times local income. About 21% have a four-year degree. Vacancy runs 45.8%, above the national norm and a classic distress-and-opportunity signal. There are about 1,753 housing units across 18614. Roughly 11.3% live below the poverty line. On demographic stress specifically, 18614 scores 33/100.

Net-net, 18614 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.