ZIP 18632 Property Distress & Foreclosure Data

Sullivan County, Pennsylvania's ZIP 18632 registers 16/100 composite distress, which DLRadar reads as low. Structural risk reads 38/100 against active distress of 9/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100), FEMA disaster exposure (73/100). The most distinctive pressure shows up in institutional ownership (57/100), structural risk (38/100), mortgage stress (31/100). By contrast, mortgage stress (31/100) and construction/permit lag (17/100) register low.

The market reads expansion — home values rose 5.1% year on year, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $136,200 here, or 1.4 times local income. There are about 232 housing units across 18632. Vacancy runs 19.4%, above the national norm and a classic distress-and-opportunity signal. Roughly 11.9% live below the poverty line. The tenure split is 68% owner-occupied to 32% rented. Households earn a median $84,375 — near the roughly $78,000 national figure. About 419 people live here, median age 46. On demographic stress specifically, 18632 scores 26/100. Rent burden reaches 20% of tenant households. About 0% have a four-year degree.

Net-net, 18632 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.