ZIP 18619 Foreclosure, Tax-Lien & Distress Report

ZIP code 18619 in Sullivan County, Pennsylvania carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (79/100), FEMA disaster exposure (65/100)). Latent structural risk is 38/100 while live distress already moving reads 7/100. The pressure is most legible in institutional ownership (53/100), structural risk (38/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100) and construction/permit lag (8/100).

The expansion-phase market in 18619 posted values that rose 5.1% over the year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The demographic-stress sub-score lands at 33/100. The poverty rate is 6.6% — low. Households earn a median $67,500 — below the roughly $78,000 national figure. Around 40% of renters are cost-burdened. There are about 211 housing units across 18619. Population is roughly 137 with a median age of 60. The vacancy rate is 72.0% — elevated. The tenure split is 88% owner-occupied to 12% rented. About 23% have a four-year degree. The typical home is worth about $203,100 (2.9× income, relatively affordable).

On the whole, 18619 leans distressed, with opportunity clustered in specific stressed parcels. While 18619 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 18619 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 18619 shows blanks, not estimates, wherever the record is sparse.

18619's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 18619 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.