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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 18626 Foreclosure, Tax-Lien & Distress Report

Sullivan County, Pennsylvania · High Vacancy market

In Sullivan County, Pennsylvania, ZIP 18626 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Leading the profile are institutional ownership (52/100), mortgage stress (31/100), structural risk (31/100). On the quiet end sit mortgage stress (31/100) and structural risk (31/100). Climate and flood risk are elevated too — flood (NFIP) exposure (77/100), FEMA disaster exposure (65/100). The split runs 31/100 structural to 9/100 active on the ground.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, at 42/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $76,563 — near the roughly $78,000 national figure. 94% of housing is owner-occupied. The vacancy rate is 63.4% — elevated. About 40% have a four-year degree. There are about 485 housing units across 18626. On demographic stress specifically, 18626 scores 25/100. Rent burden reaches 0% of tenant households. About 502 people live here, median age 65. The poverty rate is 5.4% — low. Home values center near $276,600, an affordability ratio of 3.5× — accessible.

Net-net, 18626 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 18626 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 18626 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 18626 shows blanks, not estimates, wherever the record is sparse.

18626's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 18626 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

14/100
Composite stress
31/100
Structural risk
9/100
Distress activity

Distress signal breakdown — ZIP 18626

Foreclosure activity0
Mortgage stress31
Climate / FEMA risk10
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 18626 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Each signal above is traceable to an open dataset · methodology

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