ZIP 18414 Property Distress & Foreclosure Data

DLRadar grades ZIP 18414 (Lackawanna County, Pennsylvania) at a low 23/100 for overall property distress. Structural exposure scores 51 and live distress 4 on the 0–100 scale. Property-level stress concentrates in structural risk (51/100), construction/permit lag (36/100), institutional ownership (29/100). On the quiet end sit institutional ownership (29/100) and mortgage stress (13/100). Environmental exposure also runs high (climate & FEMA risk (76/100), flood (NFIP) exposure (75/100)).

The expansion-phase market in 18414 posted values that rose 6.8% over the year, and 15% higher over three years, at 46/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 5,390 with a median age of 45. 88% of housing is owner-occupied. The typical home is worth about $288,500 (3.1× income, relatively affordable). Around 43% of adults hold a bachelor's degree or higher. There are about 2,424 housing units across 18414. The demographic-stress sub-score lands at 24/100. The poverty rate is 6.8% — low. At $91,014, median income runs above typical U.S. levels. Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 32% of tenant households.

Broadly, 18414 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.