ZIP 18414 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 18414 (Lackawanna County, Pennsylvania) returns a low composite of 25/100. Structural risk reads 57/100 against active distress of 4/100. The most distinctive pressure shows up in construction/permit lag (58/100), structural risk (57/100), institutional ownership (29/100). By contrast, institutional ownership (29/100) and mortgage stress (13/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (76/100), flood (NFIP) exposure (75/100).

The market reads expansion — home values rose 7.4% year on year, and 15% higher over three years, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 5,390 with a median age of 45. 88% of housing is owner-occupied. Home values center near $288,500, an affordability ratio of 3.1× — accessible. Around 43% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,424 housing units. The demographic-stress sub-score lands at 24/100. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. At $91,014, median income runs above typical U.S. levels. The vacancy rate is 11.7% — elevated. Rent burden reaches 32% of tenant households.

Net-net, 18414 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 18414 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 18414 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 18414 reflects the current record instead of a stale or modeled snapshot.

18414's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 18414 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.