ZIP 18434 Property Distress & Foreclosure Data

Lackawanna County, Pennsylvania's ZIP 18434 registers 22/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (76/100). The most distinctive pressure shows up in structural risk (50/100), construction/permit lag (33/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Structural risk reads 50/100 against active distress of 2/100.

The market reads expansion — home values rose 6.8% year on year, and 5% higher over three years, at 46/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 65% owner-occupied to 35% rented. Households earn a median $60,396 — below the roughly $78,000 national figure. Vacancy runs 6.2%. Roughly 18.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 2,002 housing units across 18434. Rent burden reaches 67% of tenant households. A median home runs $164,000 here, or 2.7 times local income. On demographic stress specifically, 18434 scores 34/100. About 4,019 people live here, median age 47. About 26% have a four-year degree.

Net-net, 18434 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.