ZIP 18504 Property Distress & Foreclosure Data

DLRadar grades ZIP 18504 (Lackawanna County, Pennsylvania) at a low 22/100 for overall property distress. Structural risk reads 50/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (76/100)). Property-level stress concentrates in structural risk (50/100), construction/permit lag (33/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).

The expansion-phase market in 18504 posted values that rose 6.8% over the year, and 18% higher over three years, at 46/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 20,563 with a median age of 40. There are about 9,981 housing units across 18504. 61% of housing is owner-occupied. Around 20% of adults hold a bachelor's degree or higher. The typical home is worth about $160,900 (2.7× income, relatively affordable). Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 48% of tenant households. The demographic-stress sub-score lands at 34/100. At $52,542, median income runs below typical U.S. levels. The poverty rate is 21.2% — high, a tax-stress and distress correlate.

On the whole, 18504 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.