ZIP 18518 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 18518 (Lackawanna County, Pennsylvania) lands at 24/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (76/100). The latent-versus-live split is 55/100 structural and 2/100 already moving. Its heaviest discrete signals: structural risk (55/100), construction/permit lag (54/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

Prices here sit in a expansion phase: values rose 7.4% over the trailing year, and 12% higher over three years (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 35% of tenant households. Median household income is $73,258, near the U.S. median near $78,000. 71% of housing is owner-occupied. There are about 3,959 housing units across 18518. DLRadar's demographic-stress index for the area reads 24/100. Around 32% of adults hold a bachelor's degree or higher. The typical home is worth about $174,400 (2.3× income, relatively affordable). Vacancy runs 5.0%. About 8,533 people live here, median age 47.

Overall, 18518 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 18518 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Lackawanna County, Pennsylvania and the nation. The score is rebuilt from public data as it updates, so 18518 reflects the current record instead of a stale or modeled snapshot.

Behind 18518's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 18518 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.