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ZIP 18623 Foreclosure, Tax-Lien & Distress Report

Bradford County, Pennsylvania · High Vacancy market

DLRadar grades ZIP 18623 (Bradford County, Pennsylvania) at a low 20/100 for overall property distress. Structurally it carries 44/100, against 4/100 of stress already in motion. Its heaviest discrete signals: structural risk (44/100), construction/permit lag (42/100), institutional ownership (30/100). institutional ownership (30/100) and mortgage stress (15/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (60/100).

The market reads expansion — home values rose 5.5% year on year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 1,248 housing units. A median home runs $176,800 here, or 2.3 times local income. Around 34% of renters are cost-burdened. Educational attainment sits at 13% bachelor's-or-above. Population is roughly 2,194 with a median age of 48. The vacancy rate is 20.6% — elevated. The demographic-stress sub-score lands at 29/100. At $74,643, median income runs near typical U.S. levels. 72% of housing is owner-occupied. Roughly 12.8% live below the poverty line.

On the whole, 18623 leans distressed, with opportunity clustered in specific stressed parcels. While 18623 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 18623's 20/100 can be lined up against any neighbor in Bradford County, Pennsylvania or any ZIP coast to coast. 18623 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

18623's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 18623 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

20/100
Composite stress
44/100
Structural risk
4/100
Distress activity

ZIP 18623 distress signals, scored

Foreclosure activity0
Mortgage stress15
Climate / FEMA risk60
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 18623 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 18623, drawn from the same report attached to each property.

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The complete 18623 distress and acquisition report

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Rules-based scoring — each signal ties to a public dataset · methodology

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