ZIP 18810 Foreclosure, Tax-Lien & Distress Report

ZIP 18810's composite property-distress score is 16/100 - DLRadar classes that as low for Bradford County, Pennsylvania. Structural risk reads 34/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (74/100). Its heaviest discrete signals: construction/permit lag (44/100), structural risk (34/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The peak-phase market in 18810 posted values that rose 4.2% over the year, and 34% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

5,477 residents call 18810 home, typically aged 50. Home values center near $208,400, an affordability ratio of 3.5× — accessible. Vacancy runs 6.8%. The tenure split is 56% owner-occupied to 44% rented. Around 23% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 30/100. The ZIP holds roughly 2,923 housing units. Households earn a median $57,240 — below the roughly $78,000 national figure. The poverty rate is 12.9%. Rent burden reaches 28% of tenant households.

Overall, 18810 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 18810 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 18810 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 18810 can be compared directly against any other ZIP in Bradford County, Pennsylvania or nationwide. Nothing here is interpolated — where a source is thin for 18810, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 18810 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Treat 18810 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.