ZIP 18814 Property Distress & Foreclosure Data

In Bradford County, Pennsylvania, ZIP 18814 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 34 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (74/100). Its standout signals are construction/permit lag (44/100), structural risk (34/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $228,600, an affordability ratio of 5.2×. Educational attainment sits at 13% bachelor's-or-above. Owners hold 79% of homes, renters 21%. Median household income is $42,188, below the U.S. median near $78,000. There are about 84 housing units across 18814. DLRadar's demographic-stress index for the area reads 34/100. Vacancy runs 3.9%. Rent burden reaches 31% of tenant households. 163 residents call 18814 home, typically aged 43. 14.1% of residents fall below the poverty threshold.

Overall, 18814 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.