ZIP 18832 Foreclosure, Tax-Lien & Distress Report

In Bradford County, Pennsylvania, ZIP 18832 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 34/100 against active distress of 1/100. Its standout signals are construction/permit lag (44/100), structural risk (34/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (74/100)).

The market reads peak — home values rose 4.2% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,867 residents call 18832 home, typically aged 41. Vacancy runs 22.8%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 84% owner-occupied to 16% rented. About 13% have a four-year degree. The ZIP holds roughly 971 housing units. Around 45% of renters are cost-burdened. The poverty rate is 15.3%. The demographic-stress sub-score lands at 31/100. A median home runs $152,400 here, or 2.6 times local income. At $53,621, median income runs below typical U.S. levels.

Taken together, 18832 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 18832 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 18832's 16/100 can be lined up against any neighbor in Bradford County, Pennsylvania or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 18832 shows blanks, not estimates, wherever the record is sparse.

18832's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 18832 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.