ZIP 16947 Foreclosure, Tax-Lien & Distress Report

In Bradford County, Pennsylvania, ZIP 16947 scores 17 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (72/100). On the structural side it scores 36/100, with 2/100 of stress already active. Its heaviest discrete signals: construction/permit lag (42/100), structural risk (36/100), institutional ownership (9/100). On the quiet end sit institutional ownership (9/100) and mortgage stress (7/100).

The market reads peak — home values rose 4.3% year on year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $60,997, below the U.S. median near $78,000. There are about 2,317 housing units across 16947. Around 31% of renters are cost-burdened. The demographic-stress sub-score lands at 30/100. Roughly 18.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 24.0%, above the national norm and a classic distress-and-opportunity signal. A median home runs $176,200 here, or 2.7 times local income. Owners hold 73% of homes, renters 27%. About 19% have a four-year degree. 4,653 residents call 16947 home, typically aged 44.

Taken together, 16947 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 16947 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 16947 reflects the current record instead of a stale or modeled snapshot.

16947's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 16947 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.