ZIP 18817 Property Distress & Foreclosure Data

Bradford County, Pennsylvania's ZIP 18817 registers 16/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (44/100), structural risk (34/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 34/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (74/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

DLRadar's demographic-stress index for the area reads 26/100. Home values center near $219,400, an affordability ratio of 3.5× — accessible. 1.8% of residents fall below the poverty threshold. Educational attainment sits at 8% bachelor's-or-above. Owners hold 100% of homes, renters 0%. The vacancy rate is 0.0%. The ZIP holds roughly 35 housing units. Median household income is $66,875, below the U.S. median near $78,000. 169 residents call 18817 home, typically aged 40.

Overall, 18817 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.