ZIP 18817 Foreclosure, Tax-Lien & Distress Report

Bradford County, Pennsylvania's ZIP 18817 registers 16/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on construction/permit lag (47/100), structural risk (35/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Latent structural risk is 35/100 while live distress already moving reads 1/100. Environmental exposure also runs high (climate & FEMA risk (74/100)).

The market reads peak — home values rose 4.2% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 37/100. The typical home is worth about $219,400 (3.5× income, relatively affordable). Roughly 1.8% live below the poverty line, a low share typical of higher-equity areas. Around 8% of adults hold a bachelor's degree or higher. The tenure split is 100% owner-occupied to 0% rented. The vacancy rate is 0.0%. The ZIP holds roughly 35 housing units. At $66,875, median income runs below typical U.S. levels. About 169 people live here, median age 40.

Net-net, 18817 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 18817 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 18817 read uses the identical scoring model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 18817 stays directly comparable to neighboring ZIPs and the rest of Bradford County, Pennsylvania. Nothing here is interpolated — where a source is thin for 18817, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 18817's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 18817 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.