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Bradford County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Bradford County, Pennsylvania? DLRadar grades every Bradford County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Bradford County breakdown.

  • Bradford County's most distressed ZIP is 18830 at 27/100.
  • 28 ZIP codes tracked in Bradford County, averaging 17/100 distress.
  • Bradford County reads peak — home values up 4.2% year over year.
  • Vacancy runs 21.8% across Bradford County's tracked ZIPs, with a 11.8% poverty rate.
  • The typical Bradford County home is worth about $201,700 against a ~$63,529 median income.
  • Lending headwind in Bradford County sits at 44/100 — a forward read on distressed supply.

Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).

RankZIPComposite distress
11883027/100
21776524/100
31693620/100
41862320/100
51772418/100
61694717/100
71691016/100
81691416/100
91692516/100
101692616/100
111881016/100
121881416/100

Most distressed ZIP codes in Bradford County (composite distress 0-100, 2026)

What is driving Bradford County distress

The Bradford County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 17/100 ZIP average. No proprietary or modelled inputs enter the score.

Bradford County market phase and pricing

Phase for Bradford County: peak (+4.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.

See the distressed properties behind the data in Bradford County

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Frequently asked

Which Bradford County ZIP scores worst for distress?

ZIP 18830 leads Bradford County at 27/100, recomputed monthly from public records.

What market phase is Bradford County in?

Phase for Bradford County: peak, tracking a 4.2% gain year over year, read off the FHFA index.

Where does the Bradford County data come from?

Each Bradford County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 28 local ZIPs and every other county in the country.

How much do distress scores vary between Bradford County ZIP codes?

A single county score papers over real variation. Across the Bradford County ZIPs DLRadar ranks, scores run from 27/100 in 18830 down to 16/100 in 18814, against a Bradford County average of 17/100. A spread of 11 points means Bradford County has to be worked ZIP by ZIP.

What do Bradford County home values and vacancy say about distressed supply?

The typical Bradford County home carries about $201,700 of value against a median household income near $63,529. Vacancy across Bradford County's tracked ZIPs runs 21.8% and the poverty rate is 11.8%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Bradford County's foreclosure and tax-lien record and its 44/100 lending headwind.

Related

Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.

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