Bradford County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Bradford County, PA distress report, 2026: 28 ZIPs scored in Bradford, PA, Bradford, PA average 17/100; the top Bradford, PA ZIP is 18830 at 27/100; Bradford, PA market phase peak, Bradford, PA prices +4.2% year over year.
- Bradford, PA ranks #1,913 nationally (opportunity index); Bradford, PA #29 in Pennsylvania; Bradford, PA index 28.0.
- Bradford, PA: no CFPB county sample; Bradford, PA non-metro area reading 1.6%.
- Bradford, PA ZIP phases: 24 peak, 4 expansion.
- Bradford, PA residential listings tracked: 17 across 23 ZIPs; Bradford, PA candidate listings 12.
- Bradford, PA HUD assisted properties: 1 with 100 units.
- Bradford, PA lenders on watch: 3; largest Bradford, PA footprint First Citizens Cmty Bank (8 branches).
- Bradford, PA most distressed ZIP: 18830 at 27/100.
Bradford, PA figures: DLRadar distress index; Bradford, PA inputs: CFPB, FHFA, HUD, FDIC; Bradford, PA rebuilt as sources refresh.
| Rank | Bradford, PA ZIP | Score |
|---|---|---|
| 1 | 18830 | 27/100 |
| 2 | 17765 | 24/100 |
| 3 | 16936 | 20/100 |
| 4 | 18623 | 20/100 |
| 5 | 17724 | 18/100 |
| 6 | 16947 | 17/100 |
| 7 | 16910 | 16/100 |
| 8 | 16914 | 16/100 |
| 9 | 16925 | 16/100 |
| 10 | 16926 | 16/100 |
| 11 | 18616 | 16/100 |
| 12 | 18810 | 16/100 |
Most distressed Bradford, PA ZIPs (0-100, 2026)
Mortgage delinquency around Bradford, PA
No CFPB county sample covers Bradford, PA; the non-metro area reading for Bradford, PA: 1.6% ninety-plus; Bradford, PA area thirty-to-eighty-nine 2.1% (December 2025, Bradford, PA); Pennsylvania overall 1.0%.
Opportunity index: Bradford, PA
Bradford, PA index 28.0, Bradford, PA phase early_signal; Bradford, PA primary driver vacancy, Bradford, PA second driver bank institutional. Bradford, PA components: property stress 16.4, foreclosure pressure 17.1, listing discounts 23.2, bank stress 51.0, insurance 0.0; Bradford, PA pulse 31.7; Bradford, PA capital opportunity 22.4.
ZIP market phases inside Bradford, PA
28 Bradford, PA ZIPs carry a price-cycle phase; Bradford, PA ZIPs by phase (Bradford, PA), deepest drawdown first: peak, +4.2% YoY (Bradford, PA): 16910, 16925, 16926, 18810, Bradford, PA 18814, 18817, 18829; peak, +4.3% YoY (Bradford, PA): 16914, 16947; peak, +5.0% YoY (Bradford, PA): 16936, 18616; peak, +4.4% YoY (Bradford, PA): 17724; expansion, +5.0% YoY (Bradford, PA): 17765, 18830; expansion, +5.6% YoY (Bradford, PA): 18614; expansion, +5.5% YoY (Bradford, PA): 18623.
Residential listings by Bradford, PA ZIP
Bradford, PA ZIPs with the most tracked Bradford, PA residential listings: 18840 3 listings, 1 candidates, bank pressure 59; 16947 2 listings, 2 candidates, bank pressure 60; 18851 2 listings, 1 candidates, bank pressure 59; 18853 2 listings, 1 candidates, bank pressure 59 (Bradford, PA); 16914 1 listings, 1 candidates, bank pressure 60; 16925 1 listings, 1 candidates, bank pressure 59; 18810 1 listings, 1 candidates, bank pressure 59; 18833 1 listings, 1 candidates, bank pressure 59. Bradford, PA totals: 17 listings; Bradford, PA candidates 12; active ZIPs 1.
HUD assisted housing in Bradford, PA
1 assisted properties with 100 units sit in Bradford, PA; largest Bradford, PA properties: Chemung View Apartments (Athens) 100 units, 100 assisted.
Lenders with branches in Bradford, PA
Bradford, PA lenders by branch count: First Citizens Cmty Bank (Bradford, PA): stress 57, 8 branches low in Bradford, PA; Citizens&Northern Bank (Bradford, PA): stress 67, 6 branches low in Bradford, PA; Ps Bank (Bradford, PA): stress 49, 4 branches low in Bradford, PA.
Vacancy and permits, Bradford, PA
4,876 of 29,486 Bradford, PA housing units are vacant; Bradford, PA permits, twelve months: 0 multifamily units in Bradford, PA, 66 one-to-four unit units.
Work Bradford, PA at the parcel level
Every Bradford, PA parcel carries owner and address; every Bradford, PA parcel carries APN; Bradford, PA distress scores sit on the Bradford, PA live board.
Bradford, PA figures refresh with each source.
Bradford, PA questions
Most distressed ZIP code in Bradford County, PA?
ZIP 18830 leads Bradford, PA at 27/100; next in Bradford, PA: 17765 at 24/100; the Bradford, PA average is 17/100.
Where does Bradford County, PA rank for investment opportunity?
Bradford, PA is #1,913 among all ranked counties, #29 in Pennsylvania; the Bradford, PA driver is vacancy; Bradford, PA moved down 3 places.
How many mortgages are delinquent in Bradford County, PA?
Bradford, PA takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Bradford, PA.
Which banks lend in Bradford County, PA?
3 watched lenders hold Bradford, PA branches; the largest Bradford, PA footprints are First Citizens Cmty Bank (8), Citizens&Northern Bank (6), Ps Bank (4).
More on Bradford, PA
Bradford County, PA distress report: public-record figures for Bradford, PA; not legal advice for Bradford, PA; not tax or investment advice; verify every Bradford, PA record before acting.