ZIP 18850 Foreclosure, Tax-Lien & Distress Report

Bradford County, Pennsylvania's ZIP 18850 registers 16/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (74/100)). Its standout signals are construction/permit lag (44/100), structural risk (34/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). The split runs 34/100 structural to 1/100 active on the ground.

The peak-phase market in 18850 posted values that rose 4.2% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,964 residents call 18850 home, typically aged 48. The typical home is worth about $175,200 (2.6× income, relatively affordable). Roughly 9.7% live below the poverty line. About 14% have a four-year degree. The vacancy rate is 17.0% — elevated. Median household income is $70,313, near the U.S. median near $78,000. The ZIP holds roughly 1,015 housing units. Rent burden reaches 18% of tenant households. Owners hold 80% of homes, renters 20%. On demographic stress specifically, 18850 scores 25/100.

Taken together, 18850 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 18850 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 18850's 16/100 can be lined up against any neighbor in Bradford County, Pennsylvania or any ZIP coast to coast. Sparse data for 18850 shows as blanks, never estimates, and the score updates on every fresh public filing.

18850's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 18850 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.