ZIP 18848 Foreclosure, Tax-Lien & Distress Report
Bradford County, Pennsylvania · High Vacancy market
Scored purely from public records, 18848 (Bradford County, Pennsylvania) returns a low composite of 16/100. Property-level stress concentrates in construction/permit lag (44/100), structural risk (34/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). The split runs 34/100 structural to 1/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (74/100)).
The market reads peak — home values rose 4.2% year on year, and 6% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $57,391 — below the roughly $78,000 national figure. 8,625 residents call 18848 home, typically aged 49. Owners hold 69% of homes, renters 31%. The vacancy rate is 17.5% — elevated. The ZIP holds roughly 4,406 housing units. About 21% have a four-year degree. Rent burden reaches 35% of tenant households. The demographic-stress sub-score lands at 30/100. 13.6% of residents fall below the poverty threshold. Home values center near $175,200, an affordability ratio of 3.1× — accessible.
On the whole, 18848 leans distressed, with opportunity clustered in specific stressed parcels. While 18848 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 18848 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. 18848 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 16/100 for 18848 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 18848 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 18848 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 18848 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 18848, drawn from the same report attached to each property.
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Open 18848 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology