ZIP 18848 Property Distress & Foreclosure Data

Composite property distress in 18848 (Bradford County, Pennsylvania) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (44/100), structural risk (34/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. On the structural side it scores 34/100, with 1/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (74/100).

The market reads expansion — home values rose 5.5% year on year, and 6% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $57,391 — below the roughly $78,000 national figure. About 8,625 people live here, median age 49. The tenure split is 69% owner-occupied to 31% rented. The vacancy rate is 17.5% — elevated. The ZIP holds roughly 4,406 housing units. About 21% have a four-year degree. Around 35% of renters are cost-burdened. On demographic stress specifically, 18848 scores 30/100. Roughly 13.6% live below the poverty line. A median home runs $175,200 here, or 3.1 times local income.

Net-net, 18848 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.